Some people have an intuitive ability to deal with finances. Others need to take a more conscious approach to handle money if they are to maximise their assets. This course is ideal for those wanting to develop their ability to make better decisions with a variety of financial challenges, including how to make more money!
TheCertificate of Personal Finance Managementis an online program that will give you insights into how to borrow, spend, invest, save and ultimately manage your finances.
In this professional development course, you learn about financial terminology, how to plan and manage your money, and how to buy, borrow and invest.
You will also study the intricacies of superannuation and the money market, how to organise your finances, and how to communicate with and leverage the benefits of banks.
On completion of this course, you will have enhanced your understanding of finance and money management, which can lead to building your wealth or developing a solid foundation in the finance industry.
Financial money management
Unit 1 – Understanding financial terminology
Financial management goals
Unit 2 – Planning and managing your cash
Profit and Loss
Unit 3 – Borrowing: for goods and against property, assets, etc.
Types of loans and Sources of funds
Getting a mortgages to suit you
Credit card control
Unit 4 – Buying
What to look for
Deciding when not to buy on credit
Forms of credit
Unit 5 – The money market
Sterling money market operations
Reserve averaging scheme
Unit 6 – Investing
What is an investment?
Investment types: Housing, land, stocks, bonds, trust funds, antiques business investments, insurance (annuities) and more.
Spreading your investment
A lifetime guide to money matters: Managing your cash, debt, insurance, housing, strategic planning
Making your own money
Using your money
Keeping your money
Counting your money
Enjoying your money
Investing in shares
Buying or starting a business
Unit 7 – Risk and superannuation -lump sum, rollover etc.
Handling lump sums
Unit 8 – Reducing Costs -Cutting down on expenditure. Getting better credit card rates.
Methods of cost-saving
Reducing the cost of credit
Use your property
Organising your finances
Unit 9 – Banks -how they can help you
Bank clearing house
Choosing a bank
Types of banks
Getting the most from your bank including reduced credit card rates
Unit 10 – Communication
Understanding financial terminology
How to deal with financial advisors
Interpersonal communication skills
When you study with Australian Online Courses you will be assessed using a competency-based training method. Competency-based training focuses on a learner’s ability to receive, respond to and process information to achieve a competency result. As such, skills-based and knowledge assessments are geared towards attainment to meet industry-defined standards.
Assessment will be comprised of written assignments and exercises, including short answer questions, reports, essays, research projects and reflective tasks. There are no examinations or due dates for assessment. As a result, you can complete training in your own time and at your own pace with the assistance of unlimited tutor support.
Why Choose Australian Online Courses?
Professional development that is widely recognised and respected;
Improve your employment opportunities;
Study online, anywhere via our elearning system;
High-quality professional development programs written by industry experts;
No entry requirements;
All course materials provided online – no textbooks to buy;
Unlimited tutor support;
Easy to understand course content;
We offer twelve (12) months’ access, with extensions available upon application (fees apply);
Certificate of Attainment/Completion issued for your CV (hard copy provided); and
Course may be tax deductible; see your tax advisor.
How long will it take to complete this course?
The approximate study hours for this course is 100 hours. We offer twelve (12) months’ access, with extensions available upon application (fees apply).
Can I purchase optional printed materials?
While printed materials are not available for purchase, PDF copies are available for download and self-printing for this program.
When can I start this course?
You can start within 60 minutes during business hours when you enrol and pay in full with a credit card!
Credit card: Within 60 mins during business hours.
BPAY: Within 1-2 working days.
Internet Banking: Within 1-2 working days.
Cheque/Money Order: Upon receipt of mailed cheque.
Will I receive a certificate upon completion of this course?
Yes! You will receive a Certificate of Attainment upon successful completion of your assessment.
Do I need to attend classes or undertake any work placements?
No. All courses are delivered online via our e-learning system and there are no work placement requirements in this course.
What support can I expect from Australian Online Courses?
Unlimited tutor support is available throughout your studies via email during business hours Monday to Friday. Our Administrative team are available Monday to Friday via email, live chat and telephone.
I am an international student. Can I enrol into this course?
Yes! We accept enrolments from individuals both within Australia and internationally; location is no barrier to entry into our programs.
Professional development for those wishing to understand their personal finances and manage money to build personal wealth.